A: it shall. After the settlement is finished, the charge card business shall report it into the credit reporting agencies, that will then create a notation in your credit history that that account had been paid by settlement. ThatвЂ™s planning to signal to future lenders which you left the guy that is last. ThatвЂ™s why, just like bankruptcy, debt negotiation can be an extreme option, one you ought tonвЂ™t simply simply take lightly. It is not only a straightforward, low priced option to expel financial obligation.